Does trip insurance cover hurricanes?









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I am scheduled to leave Orlando FL and there is currently a hurricane coming in this general direction.



Does trip insurance cover me if the hurricane causes the flight to be cancelled.



This was a points award flight as well if that matters.










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  • 1




    Depends on the insurance you buy.
    – user13044
    Sep 4 '17 at 14:35






  • 4




    Did you read your insurance contract? How do we know what it covers and what not?
    – Neusser
    Sep 4 '17 at 14:43






  • 1




    Normally if the flight is cancelled the airline will reschedule your flight, so there may be no need for an insurance claim.
    – phoog
    Sep 4 '17 at 15:05














up vote
0
down vote

favorite












I am scheduled to leave Orlando FL and there is currently a hurricane coming in this general direction.



Does trip insurance cover me if the hurricane causes the flight to be cancelled.



This was a points award flight as well if that matters.










share|improve this question

















  • 1




    Depends on the insurance you buy.
    – user13044
    Sep 4 '17 at 14:35






  • 4




    Did you read your insurance contract? How do we know what it covers and what not?
    – Neusser
    Sep 4 '17 at 14:43






  • 1




    Normally if the flight is cancelled the airline will reschedule your flight, so there may be no need for an insurance claim.
    – phoog
    Sep 4 '17 at 15:05












up vote
0
down vote

favorite









up vote
0
down vote

favorite











I am scheduled to leave Orlando FL and there is currently a hurricane coming in this general direction.



Does trip insurance cover me if the hurricane causes the flight to be cancelled.



This was a points award flight as well if that matters.










share|improve this question













I am scheduled to leave Orlando FL and there is currently a hurricane coming in this general direction.



Does trip insurance cover me if the hurricane causes the flight to be cancelled.



This was a points award flight as well if that matters.







insurance natural-disasters






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share|improve this question




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asked Sep 4 '17 at 14:29









draksia

187210




187210







  • 1




    Depends on the insurance you buy.
    – user13044
    Sep 4 '17 at 14:35






  • 4




    Did you read your insurance contract? How do we know what it covers and what not?
    – Neusser
    Sep 4 '17 at 14:43






  • 1




    Normally if the flight is cancelled the airline will reschedule your flight, so there may be no need for an insurance claim.
    – phoog
    Sep 4 '17 at 15:05












  • 1




    Depends on the insurance you buy.
    – user13044
    Sep 4 '17 at 14:35






  • 4




    Did you read your insurance contract? How do we know what it covers and what not?
    – Neusser
    Sep 4 '17 at 14:43






  • 1




    Normally if the flight is cancelled the airline will reschedule your flight, so there may be no need for an insurance claim.
    – phoog
    Sep 4 '17 at 15:05







1




1




Depends on the insurance you buy.
– user13044
Sep 4 '17 at 14:35




Depends on the insurance you buy.
– user13044
Sep 4 '17 at 14:35




4




4




Did you read your insurance contract? How do we know what it covers and what not?
– Neusser
Sep 4 '17 at 14:43




Did you read your insurance contract? How do we know what it covers and what not?
– Neusser
Sep 4 '17 at 14:43




1




1




Normally if the flight is cancelled the airline will reschedule your flight, so there may be no need for an insurance claim.
– phoog
Sep 4 '17 at 15:05




Normally if the flight is cancelled the airline will reschedule your flight, so there may be no need for an insurance claim.
– phoog
Sep 4 '17 at 15:05










1 Answer
1






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oldest

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up vote
4
down vote



accepted










You will have to read your policy to know for sure.



There is some information here about how trip insurance policies usually handle natural disasters. In particular, it is relevant whether or not the disaster already existed at the time you bought the insurance. For hurricanes, they suggest the relevant date is when the storm is named; for Irma that appears to have been August 30, so if you bought the insurance after that date, you might not be covered.



Again, it is entirely possible that your particular policy has different terms. You have to read it.






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    1 Answer
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    active

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    1 Answer
    1






    active

    oldest

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    oldest

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    active

    oldest

    votes








    up vote
    4
    down vote



    accepted










    You will have to read your policy to know for sure.



    There is some information here about how trip insurance policies usually handle natural disasters. In particular, it is relevant whether or not the disaster already existed at the time you bought the insurance. For hurricanes, they suggest the relevant date is when the storm is named; for Irma that appears to have been August 30, so if you bought the insurance after that date, you might not be covered.



    Again, it is entirely possible that your particular policy has different terms. You have to read it.






    share|improve this answer
























      up vote
      4
      down vote



      accepted










      You will have to read your policy to know for sure.



      There is some information here about how trip insurance policies usually handle natural disasters. In particular, it is relevant whether or not the disaster already existed at the time you bought the insurance. For hurricanes, they suggest the relevant date is when the storm is named; for Irma that appears to have been August 30, so if you bought the insurance after that date, you might not be covered.



      Again, it is entirely possible that your particular policy has different terms. You have to read it.






      share|improve this answer






















        up vote
        4
        down vote



        accepted







        up vote
        4
        down vote



        accepted






        You will have to read your policy to know for sure.



        There is some information here about how trip insurance policies usually handle natural disasters. In particular, it is relevant whether or not the disaster already existed at the time you bought the insurance. For hurricanes, they suggest the relevant date is when the storm is named; for Irma that appears to have been August 30, so if you bought the insurance after that date, you might not be covered.



        Again, it is entirely possible that your particular policy has different terms. You have to read it.






        share|improve this answer












        You will have to read your policy to know for sure.



        There is some information here about how trip insurance policies usually handle natural disasters. In particular, it is relevant whether or not the disaster already existed at the time you bought the insurance. For hurricanes, they suggest the relevant date is when the storm is named; for Irma that appears to have been August 30, so if you bought the insurance after that date, you might not be covered.



        Again, it is entirely possible that your particular policy has different terms. You have to read it.







        share|improve this answer












        share|improve this answer



        share|improve this answer










        answered Sep 4 '17 at 14:36









        Nate Eldredge

        20.6k675101




        20.6k675101



























             

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