Are credit cards prevalent in Denmark?
In the next days I'll spend a working period (few weeks) in Denmark (Aalborg).
I would like to know if credit cards are frequently used in Denmark, are them more or less accepted everywhere in Aalborg? Or instead, do I need local currency (cash) to buy in some places?
money payment-cards exchange denmark
|
show 2 more comments
In the next days I'll spend a working period (few weeks) in Denmark (Aalborg).
I would like to know if credit cards are frequently used in Denmark, are them more or less accepted everywhere in Aalborg? Or instead, do I need local currency (cash) to buy in some places?
money payment-cards exchange denmark
2
Hello, do you need cash to live in Italy? It's about your lifestyle as much as anything.
– Gayot Fow
Oct 11 '16 at 18:30
1
I have a reservation for a hotel in Denmark and in the information there is the note that the place does not take cards, at all. So it is still possible to run into a place which does not take cards. (But they are rare enough that they do warn their customers.)
– Willeke♦
Oct 11 '16 at 20:34
1
@GayotFow Yes, you still need cash to live in Italy, with 99.999% of lifestyles.
– Federico Poloni
Oct 13 '16 at 8:46
1
@GayotFow in Italy credit cards are not well accepted!! The seller must pay a lot in commissions and so they prefer cash.
– Mattia
Oct 13 '16 at 8:51
1
Keep in mind, that your bank/CC may be charging you additional fees for currency exchange. Some will give you a bad rate others will bill you for every exchange. In the end a bottle of water could cost you 2€ instead of 1€.
– bennos
Oct 13 '16 at 12:45
|
show 2 more comments
In the next days I'll spend a working period (few weeks) in Denmark (Aalborg).
I would like to know if credit cards are frequently used in Denmark, are them more or less accepted everywhere in Aalborg? Or instead, do I need local currency (cash) to buy in some places?
money payment-cards exchange denmark
In the next days I'll spend a working period (few weeks) in Denmark (Aalborg).
I would like to know if credit cards are frequently used in Denmark, are them more or less accepted everywhere in Aalborg? Or instead, do I need local currency (cash) to buy in some places?
money payment-cards exchange denmark
money payment-cards exchange denmark
edited Nov 9 '16 at 18:10
pnuts
26.9k367164
26.9k367164
asked Oct 11 '16 at 17:20
MattiaMattia
5261823
5261823
2
Hello, do you need cash to live in Italy? It's about your lifestyle as much as anything.
– Gayot Fow
Oct 11 '16 at 18:30
1
I have a reservation for a hotel in Denmark and in the information there is the note that the place does not take cards, at all. So it is still possible to run into a place which does not take cards. (But they are rare enough that they do warn their customers.)
– Willeke♦
Oct 11 '16 at 20:34
1
@GayotFow Yes, you still need cash to live in Italy, with 99.999% of lifestyles.
– Federico Poloni
Oct 13 '16 at 8:46
1
@GayotFow in Italy credit cards are not well accepted!! The seller must pay a lot in commissions and so they prefer cash.
– Mattia
Oct 13 '16 at 8:51
1
Keep in mind, that your bank/CC may be charging you additional fees for currency exchange. Some will give you a bad rate others will bill you for every exchange. In the end a bottle of water could cost you 2€ instead of 1€.
– bennos
Oct 13 '16 at 12:45
|
show 2 more comments
2
Hello, do you need cash to live in Italy? It's about your lifestyle as much as anything.
– Gayot Fow
Oct 11 '16 at 18:30
1
I have a reservation for a hotel in Denmark and in the information there is the note that the place does not take cards, at all. So it is still possible to run into a place which does not take cards. (But they are rare enough that they do warn their customers.)
– Willeke♦
Oct 11 '16 at 20:34
1
@GayotFow Yes, you still need cash to live in Italy, with 99.999% of lifestyles.
– Federico Poloni
Oct 13 '16 at 8:46
1
@GayotFow in Italy credit cards are not well accepted!! The seller must pay a lot in commissions and so they prefer cash.
– Mattia
Oct 13 '16 at 8:51
1
Keep in mind, that your bank/CC may be charging you additional fees for currency exchange. Some will give you a bad rate others will bill you for every exchange. In the end a bottle of water could cost you 2€ instead of 1€.
– bennos
Oct 13 '16 at 12:45
2
2
Hello, do you need cash to live in Italy? It's about your lifestyle as much as anything.
– Gayot Fow
Oct 11 '16 at 18:30
Hello, do you need cash to live in Italy? It's about your lifestyle as much as anything.
– Gayot Fow
Oct 11 '16 at 18:30
1
1
I have a reservation for a hotel in Denmark and in the information there is the note that the place does not take cards, at all. So it is still possible to run into a place which does not take cards. (But they are rare enough that they do warn their customers.)
– Willeke♦
Oct 11 '16 at 20:34
I have a reservation for a hotel in Denmark and in the information there is the note that the place does not take cards, at all. So it is still possible to run into a place which does not take cards. (But they are rare enough that they do warn their customers.)
– Willeke♦
Oct 11 '16 at 20:34
1
1
@GayotFow Yes, you still need cash to live in Italy, with 99.999% of lifestyles.
– Federico Poloni
Oct 13 '16 at 8:46
@GayotFow Yes, you still need cash to live in Italy, with 99.999% of lifestyles.
– Federico Poloni
Oct 13 '16 at 8:46
1
1
@GayotFow in Italy credit cards are not well accepted!! The seller must pay a lot in commissions and so they prefer cash.
– Mattia
Oct 13 '16 at 8:51
@GayotFow in Italy credit cards are not well accepted!! The seller must pay a lot in commissions and so they prefer cash.
– Mattia
Oct 13 '16 at 8:51
1
1
Keep in mind, that your bank/CC may be charging you additional fees for currency exchange. Some will give you a bad rate others will bill you for every exchange. In the end a bottle of water could cost you 2€ instead of 1€.
– bennos
Oct 13 '16 at 12:45
Keep in mind, that your bank/CC may be charging you additional fees for currency exchange. Some will give you a bad rate others will bill you for every exchange. In the end a bottle of water could cost you 2€ instead of 1€.
– bennos
Oct 13 '16 at 12:45
|
show 2 more comments
9 Answers
9
active
oldest
votes
Credit and debit cards are extremely widely accepted in Sweden and Denmark. Almost every vendor of anything accepts them - from big stores and hotels to small restaurants to convenience stores. I once spent an entire week in Sweden and Denmark without once buying or spending any local currency. My last action was to buy a small bottle of water at Copenhagen airport, and the seller waved away my apologies for using a card for such a small amount, as if to say I was apologizing for nothing.
You will probably need a chip and pin card.
1
@Mattia When you click add a comment and the comment box opens, it's filled with some text, I quote: Avoid comments like "+1" or "thanks". Literally.
– pipe
Oct 12 '16 at 4:15
2
If you have a VISA or Mastercard you can ask for money over the amount you've payed if you need cash. So, you could have asked for 100 kroners over the amount of the water bottle (and be charged 100 + bottle of water) and have cash handy for bus and so forth.
– Thorst
Oct 12 '16 at 8:40
@Lasse: is this really accepted with a credit card? FWIW in my country (not Denmark) most (if not all) merchants will refuse to do that because they pay a fee to Visa/MC that is a percentage of the total amount. When paying with a debit card (similar to Dankort I guess) it's usually accepted, I assume because the fee is calculated differently.
– hertitu
Oct 12 '16 at 11:31
2
@zelanix In London you can only pay by contactless credit/debit card on the bus, cash is no longer accepted. (You can also use an Oyster Card or present a pre-bought paper ticket/travelcard, but no cash on the bus.) As a London resident, I find it a bit mindblowing when I visit my parents in rural England and I find I am supposed to be carrying cash. ;)
– Calchas
Oct 13 '16 at 10:20
1
@SGR There's no cost to swallow. Debit card (not credit card) processing fees are a fixed cost per transaction, not a percentage of the transaction value, and so it costs the retailer nothing if the transaction value is higher. In fact it saves them a little bit (as long as they still take in more cash than they pay out), since their bank will charge them for handling cash that they pay in.
– Mike Scott
Oct 13 '16 at 15:39
|
show 6 more comments
I live in Denmark (Copenhagen), and I can go weeks without using cash these days. What I have is a 'Dankort' (national debit card system), so the experience doesn't necessarily transfer directly to foreign cards -- but the vast majority of places that accept it also take at least Visa and MasterCard.
You'd need cash for bus tickets if you buy from the driver, but that's the only thing that comes to mind offhand.
+1, thanks for your answer. Are there also machines where I can buy bus ticket with credit card?
– Mattia
Oct 11 '16 at 20:35
I know it's possible to buy tickets using text messaging (SMS), but I don't know if it's possible with international carriers.
– William Mariager
Oct 11 '16 at 20:41
2
Having a Dankort changes a lot of things though.
– njzk2
Oct 11 '16 at 20:43
7
The Dankort is a common card for all danish banks. I doubt that you can get one without an account in a danish bank. But the terminals you use the card in does also take visa or mastercard but they require a chip and a pin code, and there might be a surcharge of about 1-3 pct when using other cards.
– Bent
Oct 11 '16 at 20:52
1
@mattia you can buy a "Rejsekort" which will handle travelling costs in many parts of Denmark. To my understanding this is similar to e.g. the London Oister card.
– Thorbjørn Ravn Andersen
Oct 13 '16 at 13:25
|
show 2 more comments
One very important thing to note about credit card use in Denmark is that it no longer is common to have your card's magnetic strip read and then sign a receipt.
All (at least almost all) terminals in stores and hotels and hand held terminals in restaurants and even taxis expect that the card has a chip and that you know your pin code.
As for public transportation you can buy tickets at train stations with a credit card, but not in buses. Though the bus driver has some change, don't expect the driver to be able to give change back for 100 kroner notes. If you plan on travelling by bus, get hold of some 20 kroner coins.
Bus tickets in Denmark are area and time limited, so you can't buy a return ticket. Only when travelling longer distances can you buy return tickets for trains (you have to travel across regional boundaries).
5
This is important. Many US credit card issuers don't give you a PIN - and even if they do, you end up never using it in the US, and forgetting it when you need it. But it's essential for virtually all unattended (machine) purchases, and most transactions with a merchant.
– Floris
Oct 12 '16 at 22:55
add a comment |
I spent a week in Copenhagen this year, and I didn't use any cash at all. I bought transport tickets from vending machines, and paid everything with my Canadian credit card.
add a comment |
We spent 3 weeks in Denmark and barely used any cash. It would be easily possible not to use any at all, given that most hotels, restaurants and shops accept credit cards.
Sure, there will be a few that take cash only but nothing you cannot avoid during your stay. We pretty much only used cash for street food and some parking.
add a comment |
I live in Aalborg and from my personal experience: I honestly can't remember when I last used cash.
Most stores, shops, and even hot dog stands accepts most kinds of credit cards.
Most commonly accepted cards are Visa, MasterCard, and DanCard, on rare occasions you will find a shop that doesn't accept MasterCard. (note that since I only have experience with MasterCard I can't say if same happens with the other cards)
If however, you find a place that doesn't accept the card you use, there would most likely be a bank nearby or an ATM machine that would accept your card.
add a comment |
I'm from Norway where cash is about to become obsolete. Even the strawberry seller in a booth in the field accepts credit card or mobile payments where I live. I travel frequently to Denmark and never use cash, only visa/MC.
One thing that used to be common in Scandinavia is the use of debit-cards, this was due to "social" laws and regulations that said that no one living in these countries should ever need to buy food on credit. This has changed over the past years and credit cards and mobile payments is widely used. However American Express and Diners are not widely accepted same way over here as over there..
add a comment |
From the other answers, things have apparently changed, but here is my experience:
10 years ago in Ålborg, most grocery stores would not accept my card (MasterCard), because it was not a "Dankort". I had to withdraw cash regularly.
add a comment |
I have lived for a year in Aalborg and the only places in which I had to pay with cash were buses and certain bars (bars usually only accept Danish credit cards).
I could use my Visa in all supermarkets and stores, no matter the amount.
add a comment |
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9 Answers
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9 Answers
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Credit and debit cards are extremely widely accepted in Sweden and Denmark. Almost every vendor of anything accepts them - from big stores and hotels to small restaurants to convenience stores. I once spent an entire week in Sweden and Denmark without once buying or spending any local currency. My last action was to buy a small bottle of water at Copenhagen airport, and the seller waved away my apologies for using a card for such a small amount, as if to say I was apologizing for nothing.
You will probably need a chip and pin card.
1
@Mattia When you click add a comment and the comment box opens, it's filled with some text, I quote: Avoid comments like "+1" or "thanks". Literally.
– pipe
Oct 12 '16 at 4:15
2
If you have a VISA or Mastercard you can ask for money over the amount you've payed if you need cash. So, you could have asked for 100 kroners over the amount of the water bottle (and be charged 100 + bottle of water) and have cash handy for bus and so forth.
– Thorst
Oct 12 '16 at 8:40
@Lasse: is this really accepted with a credit card? FWIW in my country (not Denmark) most (if not all) merchants will refuse to do that because they pay a fee to Visa/MC that is a percentage of the total amount. When paying with a debit card (similar to Dankort I guess) it's usually accepted, I assume because the fee is calculated differently.
– hertitu
Oct 12 '16 at 11:31
2
@zelanix In London you can only pay by contactless credit/debit card on the bus, cash is no longer accepted. (You can also use an Oyster Card or present a pre-bought paper ticket/travelcard, but no cash on the bus.) As a London resident, I find it a bit mindblowing when I visit my parents in rural England and I find I am supposed to be carrying cash. ;)
– Calchas
Oct 13 '16 at 10:20
1
@SGR There's no cost to swallow. Debit card (not credit card) processing fees are a fixed cost per transaction, not a percentage of the transaction value, and so it costs the retailer nothing if the transaction value is higher. In fact it saves them a little bit (as long as they still take in more cash than they pay out), since their bank will charge them for handling cash that they pay in.
– Mike Scott
Oct 13 '16 at 15:39
|
show 6 more comments
Credit and debit cards are extremely widely accepted in Sweden and Denmark. Almost every vendor of anything accepts them - from big stores and hotels to small restaurants to convenience stores. I once spent an entire week in Sweden and Denmark without once buying or spending any local currency. My last action was to buy a small bottle of water at Copenhagen airport, and the seller waved away my apologies for using a card for such a small amount, as if to say I was apologizing for nothing.
You will probably need a chip and pin card.
1
@Mattia When you click add a comment and the comment box opens, it's filled with some text, I quote: Avoid comments like "+1" or "thanks". Literally.
– pipe
Oct 12 '16 at 4:15
2
If you have a VISA or Mastercard you can ask for money over the amount you've payed if you need cash. So, you could have asked for 100 kroners over the amount of the water bottle (and be charged 100 + bottle of water) and have cash handy for bus and so forth.
– Thorst
Oct 12 '16 at 8:40
@Lasse: is this really accepted with a credit card? FWIW in my country (not Denmark) most (if not all) merchants will refuse to do that because they pay a fee to Visa/MC that is a percentage of the total amount. When paying with a debit card (similar to Dankort I guess) it's usually accepted, I assume because the fee is calculated differently.
– hertitu
Oct 12 '16 at 11:31
2
@zelanix In London you can only pay by contactless credit/debit card on the bus, cash is no longer accepted. (You can also use an Oyster Card or present a pre-bought paper ticket/travelcard, but no cash on the bus.) As a London resident, I find it a bit mindblowing when I visit my parents in rural England and I find I am supposed to be carrying cash. ;)
– Calchas
Oct 13 '16 at 10:20
1
@SGR There's no cost to swallow. Debit card (not credit card) processing fees are a fixed cost per transaction, not a percentage of the transaction value, and so it costs the retailer nothing if the transaction value is higher. In fact it saves them a little bit (as long as they still take in more cash than they pay out), since their bank will charge them for handling cash that they pay in.
– Mike Scott
Oct 13 '16 at 15:39
|
show 6 more comments
Credit and debit cards are extremely widely accepted in Sweden and Denmark. Almost every vendor of anything accepts them - from big stores and hotels to small restaurants to convenience stores. I once spent an entire week in Sweden and Denmark without once buying or spending any local currency. My last action was to buy a small bottle of water at Copenhagen airport, and the seller waved away my apologies for using a card for such a small amount, as if to say I was apologizing for nothing.
You will probably need a chip and pin card.
Credit and debit cards are extremely widely accepted in Sweden and Denmark. Almost every vendor of anything accepts them - from big stores and hotels to small restaurants to convenience stores. I once spent an entire week in Sweden and Denmark without once buying or spending any local currency. My last action was to buy a small bottle of water at Copenhagen airport, and the seller waved away my apologies for using a card for such a small amount, as if to say I was apologizing for nothing.
You will probably need a chip and pin card.
edited Nov 11 '16 at 15:48
answered Oct 11 '16 at 19:40
DJClayworthDJClayworth
33.8k785123
33.8k785123
1
@Mattia When you click add a comment and the comment box opens, it's filled with some text, I quote: Avoid comments like "+1" or "thanks". Literally.
– pipe
Oct 12 '16 at 4:15
2
If you have a VISA or Mastercard you can ask for money over the amount you've payed if you need cash. So, you could have asked for 100 kroners over the amount of the water bottle (and be charged 100 + bottle of water) and have cash handy for bus and so forth.
– Thorst
Oct 12 '16 at 8:40
@Lasse: is this really accepted with a credit card? FWIW in my country (not Denmark) most (if not all) merchants will refuse to do that because they pay a fee to Visa/MC that is a percentage of the total amount. When paying with a debit card (similar to Dankort I guess) it's usually accepted, I assume because the fee is calculated differently.
– hertitu
Oct 12 '16 at 11:31
2
@zelanix In London you can only pay by contactless credit/debit card on the bus, cash is no longer accepted. (You can also use an Oyster Card or present a pre-bought paper ticket/travelcard, but no cash on the bus.) As a London resident, I find it a bit mindblowing when I visit my parents in rural England and I find I am supposed to be carrying cash. ;)
– Calchas
Oct 13 '16 at 10:20
1
@SGR There's no cost to swallow. Debit card (not credit card) processing fees are a fixed cost per transaction, not a percentage of the transaction value, and so it costs the retailer nothing if the transaction value is higher. In fact it saves them a little bit (as long as they still take in more cash than they pay out), since their bank will charge them for handling cash that they pay in.
– Mike Scott
Oct 13 '16 at 15:39
|
show 6 more comments
1
@Mattia When you click add a comment and the comment box opens, it's filled with some text, I quote: Avoid comments like "+1" or "thanks". Literally.
– pipe
Oct 12 '16 at 4:15
2
If you have a VISA or Mastercard you can ask for money over the amount you've payed if you need cash. So, you could have asked for 100 kroners over the amount of the water bottle (and be charged 100 + bottle of water) and have cash handy for bus and so forth.
– Thorst
Oct 12 '16 at 8:40
@Lasse: is this really accepted with a credit card? FWIW in my country (not Denmark) most (if not all) merchants will refuse to do that because they pay a fee to Visa/MC that is a percentage of the total amount. When paying with a debit card (similar to Dankort I guess) it's usually accepted, I assume because the fee is calculated differently.
– hertitu
Oct 12 '16 at 11:31
2
@zelanix In London you can only pay by contactless credit/debit card on the bus, cash is no longer accepted. (You can also use an Oyster Card or present a pre-bought paper ticket/travelcard, but no cash on the bus.) As a London resident, I find it a bit mindblowing when I visit my parents in rural England and I find I am supposed to be carrying cash. ;)
– Calchas
Oct 13 '16 at 10:20
1
@SGR There's no cost to swallow. Debit card (not credit card) processing fees are a fixed cost per transaction, not a percentage of the transaction value, and so it costs the retailer nothing if the transaction value is higher. In fact it saves them a little bit (as long as they still take in more cash than they pay out), since their bank will charge them for handling cash that they pay in.
– Mike Scott
Oct 13 '16 at 15:39
1
1
@Mattia When you click add a comment and the comment box opens, it's filled with some text, I quote: Avoid comments like "+1" or "thanks". Literally.
– pipe
Oct 12 '16 at 4:15
@Mattia When you click add a comment and the comment box opens, it's filled with some text, I quote: Avoid comments like "+1" or "thanks". Literally.
– pipe
Oct 12 '16 at 4:15
2
2
If you have a VISA or Mastercard you can ask for money over the amount you've payed if you need cash. So, you could have asked for 100 kroners over the amount of the water bottle (and be charged 100 + bottle of water) and have cash handy for bus and so forth.
– Thorst
Oct 12 '16 at 8:40
If you have a VISA or Mastercard you can ask for money over the amount you've payed if you need cash. So, you could have asked for 100 kroners over the amount of the water bottle (and be charged 100 + bottle of water) and have cash handy for bus and so forth.
– Thorst
Oct 12 '16 at 8:40
@Lasse: is this really accepted with a credit card? FWIW in my country (not Denmark) most (if not all) merchants will refuse to do that because they pay a fee to Visa/MC that is a percentage of the total amount. When paying with a debit card (similar to Dankort I guess) it's usually accepted, I assume because the fee is calculated differently.
– hertitu
Oct 12 '16 at 11:31
@Lasse: is this really accepted with a credit card? FWIW in my country (not Denmark) most (if not all) merchants will refuse to do that because they pay a fee to Visa/MC that is a percentage of the total amount. When paying with a debit card (similar to Dankort I guess) it's usually accepted, I assume because the fee is calculated differently.
– hertitu
Oct 12 '16 at 11:31
2
2
@zelanix In London you can only pay by contactless credit/debit card on the bus, cash is no longer accepted. (You can also use an Oyster Card or present a pre-bought paper ticket/travelcard, but no cash on the bus.) As a London resident, I find it a bit mindblowing when I visit my parents in rural England and I find I am supposed to be carrying cash. ;)
– Calchas
Oct 13 '16 at 10:20
@zelanix In London you can only pay by contactless credit/debit card on the bus, cash is no longer accepted. (You can also use an Oyster Card or present a pre-bought paper ticket/travelcard, but no cash on the bus.) As a London resident, I find it a bit mindblowing when I visit my parents in rural England and I find I am supposed to be carrying cash. ;)
– Calchas
Oct 13 '16 at 10:20
1
1
@SGR There's no cost to swallow. Debit card (not credit card) processing fees are a fixed cost per transaction, not a percentage of the transaction value, and so it costs the retailer nothing if the transaction value is higher. In fact it saves them a little bit (as long as they still take in more cash than they pay out), since their bank will charge them for handling cash that they pay in.
– Mike Scott
Oct 13 '16 at 15:39
@SGR There's no cost to swallow. Debit card (not credit card) processing fees are a fixed cost per transaction, not a percentage of the transaction value, and so it costs the retailer nothing if the transaction value is higher. In fact it saves them a little bit (as long as they still take in more cash than they pay out), since their bank will charge them for handling cash that they pay in.
– Mike Scott
Oct 13 '16 at 15:39
|
show 6 more comments
I live in Denmark (Copenhagen), and I can go weeks without using cash these days. What I have is a 'Dankort' (national debit card system), so the experience doesn't necessarily transfer directly to foreign cards -- but the vast majority of places that accept it also take at least Visa and MasterCard.
You'd need cash for bus tickets if you buy from the driver, but that's the only thing that comes to mind offhand.
+1, thanks for your answer. Are there also machines where I can buy bus ticket with credit card?
– Mattia
Oct 11 '16 at 20:35
I know it's possible to buy tickets using text messaging (SMS), but I don't know if it's possible with international carriers.
– William Mariager
Oct 11 '16 at 20:41
2
Having a Dankort changes a lot of things though.
– njzk2
Oct 11 '16 at 20:43
7
The Dankort is a common card for all danish banks. I doubt that you can get one without an account in a danish bank. But the terminals you use the card in does also take visa or mastercard but they require a chip and a pin code, and there might be a surcharge of about 1-3 pct when using other cards.
– Bent
Oct 11 '16 at 20:52
1
@mattia you can buy a "Rejsekort" which will handle travelling costs in many parts of Denmark. To my understanding this is similar to e.g. the London Oister card.
– Thorbjørn Ravn Andersen
Oct 13 '16 at 13:25
|
show 2 more comments
I live in Denmark (Copenhagen), and I can go weeks without using cash these days. What I have is a 'Dankort' (national debit card system), so the experience doesn't necessarily transfer directly to foreign cards -- but the vast majority of places that accept it also take at least Visa and MasterCard.
You'd need cash for bus tickets if you buy from the driver, but that's the only thing that comes to mind offhand.
+1, thanks for your answer. Are there also machines where I can buy bus ticket with credit card?
– Mattia
Oct 11 '16 at 20:35
I know it's possible to buy tickets using text messaging (SMS), but I don't know if it's possible with international carriers.
– William Mariager
Oct 11 '16 at 20:41
2
Having a Dankort changes a lot of things though.
– njzk2
Oct 11 '16 at 20:43
7
The Dankort is a common card for all danish banks. I doubt that you can get one without an account in a danish bank. But the terminals you use the card in does also take visa or mastercard but they require a chip and a pin code, and there might be a surcharge of about 1-3 pct when using other cards.
– Bent
Oct 11 '16 at 20:52
1
@mattia you can buy a "Rejsekort" which will handle travelling costs in many parts of Denmark. To my understanding this is similar to e.g. the London Oister card.
– Thorbjørn Ravn Andersen
Oct 13 '16 at 13:25
|
show 2 more comments
I live in Denmark (Copenhagen), and I can go weeks without using cash these days. What I have is a 'Dankort' (national debit card system), so the experience doesn't necessarily transfer directly to foreign cards -- but the vast majority of places that accept it also take at least Visa and MasterCard.
You'd need cash for bus tickets if you buy from the driver, but that's the only thing that comes to mind offhand.
I live in Denmark (Copenhagen), and I can go weeks without using cash these days. What I have is a 'Dankort' (national debit card system), so the experience doesn't necessarily transfer directly to foreign cards -- but the vast majority of places that accept it also take at least Visa and MasterCard.
You'd need cash for bus tickets if you buy from the driver, but that's the only thing that comes to mind offhand.
edited Oct 12 '16 at 10:36
Andrew Ferrier
8,74084889
8,74084889
answered Oct 11 '16 at 19:36
Henning MakholmHenning Makholm
41.9k7103161
41.9k7103161
+1, thanks for your answer. Are there also machines where I can buy bus ticket with credit card?
– Mattia
Oct 11 '16 at 20:35
I know it's possible to buy tickets using text messaging (SMS), but I don't know if it's possible with international carriers.
– William Mariager
Oct 11 '16 at 20:41
2
Having a Dankort changes a lot of things though.
– njzk2
Oct 11 '16 at 20:43
7
The Dankort is a common card for all danish banks. I doubt that you can get one without an account in a danish bank. But the terminals you use the card in does also take visa or mastercard but they require a chip and a pin code, and there might be a surcharge of about 1-3 pct when using other cards.
– Bent
Oct 11 '16 at 20:52
1
@mattia you can buy a "Rejsekort" which will handle travelling costs in many parts of Denmark. To my understanding this is similar to e.g. the London Oister card.
– Thorbjørn Ravn Andersen
Oct 13 '16 at 13:25
|
show 2 more comments
+1, thanks for your answer. Are there also machines where I can buy bus ticket with credit card?
– Mattia
Oct 11 '16 at 20:35
I know it's possible to buy tickets using text messaging (SMS), but I don't know if it's possible with international carriers.
– William Mariager
Oct 11 '16 at 20:41
2
Having a Dankort changes a lot of things though.
– njzk2
Oct 11 '16 at 20:43
7
The Dankort is a common card for all danish banks. I doubt that you can get one without an account in a danish bank. But the terminals you use the card in does also take visa or mastercard but they require a chip and a pin code, and there might be a surcharge of about 1-3 pct when using other cards.
– Bent
Oct 11 '16 at 20:52
1
@mattia you can buy a "Rejsekort" which will handle travelling costs in many parts of Denmark. To my understanding this is similar to e.g. the London Oister card.
– Thorbjørn Ravn Andersen
Oct 13 '16 at 13:25
+1, thanks for your answer. Are there also machines where I can buy bus ticket with credit card?
– Mattia
Oct 11 '16 at 20:35
+1, thanks for your answer. Are there also machines where I can buy bus ticket with credit card?
– Mattia
Oct 11 '16 at 20:35
I know it's possible to buy tickets using text messaging (SMS), but I don't know if it's possible with international carriers.
– William Mariager
Oct 11 '16 at 20:41
I know it's possible to buy tickets using text messaging (SMS), but I don't know if it's possible with international carriers.
– William Mariager
Oct 11 '16 at 20:41
2
2
Having a Dankort changes a lot of things though.
– njzk2
Oct 11 '16 at 20:43
Having a Dankort changes a lot of things though.
– njzk2
Oct 11 '16 at 20:43
7
7
The Dankort is a common card for all danish banks. I doubt that you can get one without an account in a danish bank. But the terminals you use the card in does also take visa or mastercard but they require a chip and a pin code, and there might be a surcharge of about 1-3 pct when using other cards.
– Bent
Oct 11 '16 at 20:52
The Dankort is a common card for all danish banks. I doubt that you can get one without an account in a danish bank. But the terminals you use the card in does also take visa or mastercard but they require a chip and a pin code, and there might be a surcharge of about 1-3 pct when using other cards.
– Bent
Oct 11 '16 at 20:52
1
1
@mattia you can buy a "Rejsekort" which will handle travelling costs in many parts of Denmark. To my understanding this is similar to e.g. the London Oister card.
– Thorbjørn Ravn Andersen
Oct 13 '16 at 13:25
@mattia you can buy a "Rejsekort" which will handle travelling costs in many parts of Denmark. To my understanding this is similar to e.g. the London Oister card.
– Thorbjørn Ravn Andersen
Oct 13 '16 at 13:25
|
show 2 more comments
One very important thing to note about credit card use in Denmark is that it no longer is common to have your card's magnetic strip read and then sign a receipt.
All (at least almost all) terminals in stores and hotels and hand held terminals in restaurants and even taxis expect that the card has a chip and that you know your pin code.
As for public transportation you can buy tickets at train stations with a credit card, but not in buses. Though the bus driver has some change, don't expect the driver to be able to give change back for 100 kroner notes. If you plan on travelling by bus, get hold of some 20 kroner coins.
Bus tickets in Denmark are area and time limited, so you can't buy a return ticket. Only when travelling longer distances can you buy return tickets for trains (you have to travel across regional boundaries).
5
This is important. Many US credit card issuers don't give you a PIN - and even if they do, you end up never using it in the US, and forgetting it when you need it. But it's essential for virtually all unattended (machine) purchases, and most transactions with a merchant.
– Floris
Oct 12 '16 at 22:55
add a comment |
One very important thing to note about credit card use in Denmark is that it no longer is common to have your card's magnetic strip read and then sign a receipt.
All (at least almost all) terminals in stores and hotels and hand held terminals in restaurants and even taxis expect that the card has a chip and that you know your pin code.
As for public transportation you can buy tickets at train stations with a credit card, but not in buses. Though the bus driver has some change, don't expect the driver to be able to give change back for 100 kroner notes. If you plan on travelling by bus, get hold of some 20 kroner coins.
Bus tickets in Denmark are area and time limited, so you can't buy a return ticket. Only when travelling longer distances can you buy return tickets for trains (you have to travel across regional boundaries).
5
This is important. Many US credit card issuers don't give you a PIN - and even if they do, you end up never using it in the US, and forgetting it when you need it. But it's essential for virtually all unattended (machine) purchases, and most transactions with a merchant.
– Floris
Oct 12 '16 at 22:55
add a comment |
One very important thing to note about credit card use in Denmark is that it no longer is common to have your card's magnetic strip read and then sign a receipt.
All (at least almost all) terminals in stores and hotels and hand held terminals in restaurants and even taxis expect that the card has a chip and that you know your pin code.
As for public transportation you can buy tickets at train stations with a credit card, but not in buses. Though the bus driver has some change, don't expect the driver to be able to give change back for 100 kroner notes. If you plan on travelling by bus, get hold of some 20 kroner coins.
Bus tickets in Denmark are area and time limited, so you can't buy a return ticket. Only when travelling longer distances can you buy return tickets for trains (you have to travel across regional boundaries).
One very important thing to note about credit card use in Denmark is that it no longer is common to have your card's magnetic strip read and then sign a receipt.
All (at least almost all) terminals in stores and hotels and hand held terminals in restaurants and even taxis expect that the card has a chip and that you know your pin code.
As for public transportation you can buy tickets at train stations with a credit card, but not in buses. Though the bus driver has some change, don't expect the driver to be able to give change back for 100 kroner notes. If you plan on travelling by bus, get hold of some 20 kroner coins.
Bus tickets in Denmark are area and time limited, so you can't buy a return ticket. Only when travelling longer distances can you buy return tickets for trains (you have to travel across regional boundaries).
edited Nov 27 '16 at 21:39
pnuts
26.9k367164
26.9k367164
answered Oct 11 '16 at 21:10
BentBent
73659
73659
5
This is important. Many US credit card issuers don't give you a PIN - and even if they do, you end up never using it in the US, and forgetting it when you need it. But it's essential for virtually all unattended (machine) purchases, and most transactions with a merchant.
– Floris
Oct 12 '16 at 22:55
add a comment |
5
This is important. Many US credit card issuers don't give you a PIN - and even if they do, you end up never using it in the US, and forgetting it when you need it. But it's essential for virtually all unattended (machine) purchases, and most transactions with a merchant.
– Floris
Oct 12 '16 at 22:55
5
5
This is important. Many US credit card issuers don't give you a PIN - and even if they do, you end up never using it in the US, and forgetting it when you need it. But it's essential for virtually all unattended (machine) purchases, and most transactions with a merchant.
– Floris
Oct 12 '16 at 22:55
This is important. Many US credit card issuers don't give you a PIN - and even if they do, you end up never using it in the US, and forgetting it when you need it. But it's essential for virtually all unattended (machine) purchases, and most transactions with a merchant.
– Floris
Oct 12 '16 at 22:55
add a comment |
I spent a week in Copenhagen this year, and I didn't use any cash at all. I bought transport tickets from vending machines, and paid everything with my Canadian credit card.
add a comment |
I spent a week in Copenhagen this year, and I didn't use any cash at all. I bought transport tickets from vending machines, and paid everything with my Canadian credit card.
add a comment |
I spent a week in Copenhagen this year, and I didn't use any cash at all. I bought transport tickets from vending machines, and paid everything with my Canadian credit card.
I spent a week in Copenhagen this year, and I didn't use any cash at all. I bought transport tickets from vending machines, and paid everything with my Canadian credit card.
answered Oct 12 '16 at 1:09
Martin ArgeramiMartin Argerami
2,91021118
2,91021118
add a comment |
add a comment |
We spent 3 weeks in Denmark and barely used any cash. It would be easily possible not to use any at all, given that most hotels, restaurants and shops accept credit cards.
Sure, there will be a few that take cash only but nothing you cannot avoid during your stay. We pretty much only used cash for street food and some parking.
add a comment |
We spent 3 weeks in Denmark and barely used any cash. It would be easily possible not to use any at all, given that most hotels, restaurants and shops accept credit cards.
Sure, there will be a few that take cash only but nothing you cannot avoid during your stay. We pretty much only used cash for street food and some parking.
add a comment |
We spent 3 weeks in Denmark and barely used any cash. It would be easily possible not to use any at all, given that most hotels, restaurants and shops accept credit cards.
Sure, there will be a few that take cash only but nothing you cannot avoid during your stay. We pretty much only used cash for street food and some parking.
We spent 3 weeks in Denmark and barely used any cash. It would be easily possible not to use any at all, given that most hotels, restaurants and shops accept credit cards.
Sure, there will be a few that take cash only but nothing you cannot avoid during your stay. We pretty much only used cash for street food and some parking.
answered Oct 11 '16 at 20:23
ItaiItai
28.9k969155
28.9k969155
add a comment |
add a comment |
I live in Aalborg and from my personal experience: I honestly can't remember when I last used cash.
Most stores, shops, and even hot dog stands accepts most kinds of credit cards.
Most commonly accepted cards are Visa, MasterCard, and DanCard, on rare occasions you will find a shop that doesn't accept MasterCard. (note that since I only have experience with MasterCard I can't say if same happens with the other cards)
If however, you find a place that doesn't accept the card you use, there would most likely be a bank nearby or an ATM machine that would accept your card.
add a comment |
I live in Aalborg and from my personal experience: I honestly can't remember when I last used cash.
Most stores, shops, and even hot dog stands accepts most kinds of credit cards.
Most commonly accepted cards are Visa, MasterCard, and DanCard, on rare occasions you will find a shop that doesn't accept MasterCard. (note that since I only have experience with MasterCard I can't say if same happens with the other cards)
If however, you find a place that doesn't accept the card you use, there would most likely be a bank nearby or an ATM machine that would accept your card.
add a comment |
I live in Aalborg and from my personal experience: I honestly can't remember when I last used cash.
Most stores, shops, and even hot dog stands accepts most kinds of credit cards.
Most commonly accepted cards are Visa, MasterCard, and DanCard, on rare occasions you will find a shop that doesn't accept MasterCard. (note that since I only have experience with MasterCard I can't say if same happens with the other cards)
If however, you find a place that doesn't accept the card you use, there would most likely be a bank nearby or an ATM machine that would accept your card.
I live in Aalborg and from my personal experience: I honestly can't remember when I last used cash.
Most stores, shops, and even hot dog stands accepts most kinds of credit cards.
Most commonly accepted cards are Visa, MasterCard, and DanCard, on rare occasions you will find a shop that doesn't accept MasterCard. (note that since I only have experience with MasterCard I can't say if same happens with the other cards)
If however, you find a place that doesn't accept the card you use, there would most likely be a bank nearby or an ATM machine that would accept your card.
answered Oct 13 '16 at 11:17
Simon JensenSimon Jensen
1611
1611
add a comment |
add a comment |
I'm from Norway where cash is about to become obsolete. Even the strawberry seller in a booth in the field accepts credit card or mobile payments where I live. I travel frequently to Denmark and never use cash, only visa/MC.
One thing that used to be common in Scandinavia is the use of debit-cards, this was due to "social" laws and regulations that said that no one living in these countries should ever need to buy food on credit. This has changed over the past years and credit cards and mobile payments is widely used. However American Express and Diners are not widely accepted same way over here as over there..
add a comment |
I'm from Norway where cash is about to become obsolete. Even the strawberry seller in a booth in the field accepts credit card or mobile payments where I live. I travel frequently to Denmark and never use cash, only visa/MC.
One thing that used to be common in Scandinavia is the use of debit-cards, this was due to "social" laws and regulations that said that no one living in these countries should ever need to buy food on credit. This has changed over the past years and credit cards and mobile payments is widely used. However American Express and Diners are not widely accepted same way over here as over there..
add a comment |
I'm from Norway where cash is about to become obsolete. Even the strawberry seller in a booth in the field accepts credit card or mobile payments where I live. I travel frequently to Denmark and never use cash, only visa/MC.
One thing that used to be common in Scandinavia is the use of debit-cards, this was due to "social" laws and regulations that said that no one living in these countries should ever need to buy food on credit. This has changed over the past years and credit cards and mobile payments is widely used. However American Express and Diners are not widely accepted same way over here as over there..
I'm from Norway where cash is about to become obsolete. Even the strawberry seller in a booth in the field accepts credit card or mobile payments where I live. I travel frequently to Denmark and never use cash, only visa/MC.
One thing that used to be common in Scandinavia is the use of debit-cards, this was due to "social" laws and regulations that said that no one living in these countries should ever need to buy food on credit. This has changed over the past years and credit cards and mobile payments is widely used. However American Express and Diners are not widely accepted same way over here as over there..
edited Oct 13 '16 at 10:14
Ali Awan
10.7k105099
10.7k105099
answered Oct 13 '16 at 9:53
NormannNormann
511
511
add a comment |
add a comment |
From the other answers, things have apparently changed, but here is my experience:
10 years ago in Ålborg, most grocery stores would not accept my card (MasterCard), because it was not a "Dankort". I had to withdraw cash regularly.
add a comment |
From the other answers, things have apparently changed, but here is my experience:
10 years ago in Ålborg, most grocery stores would not accept my card (MasterCard), because it was not a "Dankort". I had to withdraw cash regularly.
add a comment |
From the other answers, things have apparently changed, but here is my experience:
10 years ago in Ålborg, most grocery stores would not accept my card (MasterCard), because it was not a "Dankort". I had to withdraw cash regularly.
From the other answers, things have apparently changed, but here is my experience:
10 years ago in Ålborg, most grocery stores would not accept my card (MasterCard), because it was not a "Dankort". I had to withdraw cash regularly.
answered Oct 11 '16 at 20:46
njzk2njzk2
1,127612
1,127612
add a comment |
add a comment |
I have lived for a year in Aalborg and the only places in which I had to pay with cash were buses and certain bars (bars usually only accept Danish credit cards).
I could use my Visa in all supermarkets and stores, no matter the amount.
add a comment |
I have lived for a year in Aalborg and the only places in which I had to pay with cash were buses and certain bars (bars usually only accept Danish credit cards).
I could use my Visa in all supermarkets and stores, no matter the amount.
add a comment |
I have lived for a year in Aalborg and the only places in which I had to pay with cash were buses and certain bars (bars usually only accept Danish credit cards).
I could use my Visa in all supermarkets and stores, no matter the amount.
I have lived for a year in Aalborg and the only places in which I had to pay with cash were buses and certain bars (bars usually only accept Danish credit cards).
I could use my Visa in all supermarkets and stores, no matter the amount.
answered Oct 13 '16 at 9:43
coderMesscoderMess
312
312
add a comment |
add a comment |
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2
Hello, do you need cash to live in Italy? It's about your lifestyle as much as anything.
– Gayot Fow
Oct 11 '16 at 18:30
1
I have a reservation for a hotel in Denmark and in the information there is the note that the place does not take cards, at all. So it is still possible to run into a place which does not take cards. (But they are rare enough that they do warn their customers.)
– Willeke♦
Oct 11 '16 at 20:34
1
@GayotFow Yes, you still need cash to live in Italy, with 99.999% of lifestyles.
– Federico Poloni
Oct 13 '16 at 8:46
1
@GayotFow in Italy credit cards are not well accepted!! The seller must pay a lot in commissions and so they prefer cash.
– Mattia
Oct 13 '16 at 8:51
1
Keep in mind, that your bank/CC may be charging you additional fees for currency exchange. Some will give you a bad rate others will bill you for every exchange. In the end a bottle of water could cost you 2€ instead of 1€.
– bennos
Oct 13 '16 at 12:45