Rental Car Insurance in Jamaica
My trusty Visa card has insured all my rental-cars. It seems that Jamaica is problematic and Visa will not be insured. Based on my reading and Google search, I am under the impression that the situation in JA is such that no credit card will insure rental cars there. Is this correct?
Are there any other alternatives to buying insurance at the local rental-car station? (it doubles the cost of the rental).
UDPATE
Statefarm insurance did not have a product and I bought insurance from Island rental cars. Drivers in Jamaica are notorious for their decision making and I would not expect the other drivers to be able to pay for damage they would inflict.
car-rentals insurance jamaica
asked Dec 3 '16 at 14:07
gatorbackgatorback
1,321727
add a comment |
My trusty Visa card has insured all my rental-cars. It seems that Jamaica is problematic and Visa will not be insured. Based on my reading and Google search, I am under the impression that the situation in JA is such that no credit card will insure rental cars there. Is this correct?
Are there any other alternatives to buying insurance at the local rental-car station? (it doubles the cost of the rental).
UDPATE
Statefarm insurance did not have a product and I bought insurance from Island rental cars. Drivers in Jamaica are notorious for their decision making and I would not expect the other drivers to be able to pay for damage they would inflict.
car-rentals insurance jamaica
asked Dec 3 '16 at 14:07
gatorbackgatorback
1,321727
You can usually refuse to buy insurance and drive at your own risk.
– JonathanReez♦
Dec 3 '16 at 19:16
3
Can the downvoters perhaps elaborate?
– Mark Mayo♦
Dec 5 '16 at 13:26
Have you considered looking up travel insurance from your local country? Looks like you're in the US, plenty of companies would offer travel insurance, presumably to Jamaica, unless there's something obvious I'm missing?
– Mark Mayo♦
Dec 5 '16 at 13:28
1
Yes considering going to Statefarm later today to investigate options. It would be interesting to understanding downvotes, however, it is too easy to provide negative feedback without any providing any constructive input
– gatorback
Dec 5 '16 at 14:15
add a comment |
My trusty Visa card has insured all my rental-cars. It seems that Jamaica is problematic and Visa will not be insured. Based on my reading and Google search, I am under the impression that the situation in JA is such that no credit card will insure rental cars there. Is this correct?
Are there any other alternatives to buying insurance at the local rental-car station? (it doubles the cost of the rental).
UDPATE
Statefarm insurance did not have a product and I bought insurance from Island rental cars. Drivers in Jamaica are notorious for their decision making and I would not expect the other drivers to be able to pay for damage they would inflict.
car-rentals insurance jamaica
asked Dec 3 '16 at 14:07
gatorbackgatorback
1,321727
My trusty Visa card has insured all my rental-cars. It seems that Jamaica is problematic and Visa will not be insured. Based on my reading and Google search, I am under the impression that the situation in JA is such that no credit card will insure rental cars there. Is this correct?
Are there any other alternatives to buying insurance at the local rental-car station? (it doubles the cost of the rental).
UDPATE
Statefarm insurance did not have a product and I bought insurance from Island rental cars. Drivers in Jamaica are notorious for their decision making and I would not expect the other drivers to be able to pay for damage they would inflict.
car-rentals insurance jamaica
car-rentals insurance jamaica
asked Dec 3 '16 at 14:07
gatorbackgatorback
1,321727
asked Dec 3 '16 at 14:07
gatorbackgatorback
1,321727
edited Dec 28 '16 at 2:26
gatorback
asked Dec 3 '16 at 14:07
gatorbackgatorback
1,321727
asked Dec 3 '16 at 14:07
gatorbackgatorback
1,321727
asked Dec 3 '16 at 14:07
gatorbackgatorback
1,321727
1,321727
You can usually refuse to buy insurance and drive at your own risk.
– JonathanReez♦
Dec 3 '16 at 19:16
3
Can the downvoters perhaps elaborate?
– Mark Mayo♦
Dec 5 '16 at 13:26
Have you considered looking up travel insurance from your local country? Looks like you're in the US, plenty of companies would offer travel insurance, presumably to Jamaica, unless there's something obvious I'm missing?
– Mark Mayo♦
Dec 5 '16 at 13:28
1
Yes considering going to Statefarm later today to investigate options. It would be interesting to understanding downvotes, however, it is too easy to provide negative feedback without any providing any constructive input
– gatorback
Dec 5 '16 at 14:15
add a comment |
You can usually refuse to buy insurance and drive at your own risk.
– JonathanReez♦
Dec 3 '16 at 19:16
3
Can the downvoters perhaps elaborate?
– Mark Mayo♦
Dec 5 '16 at 13:26
Have you considered looking up travel insurance from your local country? Looks like you're in the US, plenty of companies would offer travel insurance, presumably to Jamaica, unless there's something obvious I'm missing?
– Mark Mayo♦
Dec 5 '16 at 13:28
1
Yes considering going to Statefarm later today to investigate options. It would be interesting to understanding downvotes, however, it is too easy to provide negative feedback without any providing any constructive input
– gatorback
Dec 5 '16 at 14:15
You can usually refuse to buy insurance and drive at your own risk.
– JonathanReez♦
Dec 3 '16 at 19:16
You can usually refuse to buy insurance and drive at your own risk.
– JonathanReez♦
Dec 3 '16 at 19:16
3
3
Can the downvoters perhaps elaborate?
– Mark Mayo♦
Dec 5 '16 at 13:26
Can the downvoters perhaps elaborate?
– Mark Mayo♦
Dec 5 '16 at 13:26
Have you considered looking up travel insurance from your local country? Looks like you're in the US, plenty of companies would offer travel insurance, presumably to Jamaica, unless there's something obvious I'm missing?
– Mark Mayo♦
Dec 5 '16 at 13:28
Have you considered looking up travel insurance from your local country? Looks like you're in the US, plenty of companies would offer travel insurance, presumably to Jamaica, unless there's something obvious I'm missing?
– Mark Mayo♦
Dec 5 '16 at 13:28
1
1
Yes considering going to Statefarm later today to investigate options. It would be interesting to understanding downvotes, however, it is too easy to provide negative feedback without any providing any constructive input
– gatorback
Dec 5 '16 at 14:15
Yes considering going to Statefarm later today to investigate options. It would be interesting to understanding downvotes, however, it is too easy to provide negative feedback without any providing any constructive input
– gatorback
Dec 5 '16 at 14:15
add a comment |
2 Answers
2
active
oldest
votes
Yes, there are alternatives.
One alternative is to see if you can purchase additional coverage on your personal auto insurance. Many companies will do this, but unfortunately most will only do it in your own country or nearby ones.
A second alternative is to purchase a specific policy that covers rental cars. Here is an example, though I have no knowledge of their prices or coverage, and I am not recommending them in any way.
The third alternative is to not buy the insurance at all. This is probably legal, but you would be well advised to check first. This will of course mean you will have to pay the entire cost repairs, possibly the entire cost of the car, if it is damaged.
answered Dec 5 '16 at 14:07
DJClayworthDJClayworth
33.5k785122
add a comment |
My suggestion is to hire a charter taxi.
The driver will:
- keep you safe security-wise
- safe on the roads (out of potholes and tire repair places)
- make sure you don't get charged too much (they will get a "drink" aka kickback from some places, part of how Jamaica works)
- likely not cost as much as car insurance
answered Feb 22 '18 at 13:47
kennykenny
1013
add a comment |
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2 Answers
2
active
oldest
votes
2 Answers
2
active
oldest
votes
active
oldest
votes
active
oldest
votes
Yes, there are alternatives.
One alternative is to see if you can purchase additional coverage on your personal auto insurance. Many companies will do this, but unfortunately most will only do it in your own country or nearby ones.
A second alternative is to purchase a specific policy that covers rental cars. Here is an example, though I have no knowledge of their prices or coverage, and I am not recommending them in any way.
The third alternative is to not buy the insurance at all. This is probably legal, but you would be well advised to check first. This will of course mean you will have to pay the entire cost repairs, possibly the entire cost of the car, if it is damaged.
answered Dec 5 '16 at 14:07
DJClayworthDJClayworth
33.5k785122
add a comment |
Yes, there are alternatives.
One alternative is to see if you can purchase additional coverage on your personal auto insurance. Many companies will do this, but unfortunately most will only do it in your own country or nearby ones.
A second alternative is to purchase a specific policy that covers rental cars. Here is an example, though I have no knowledge of their prices or coverage, and I am not recommending them in any way.
The third alternative is to not buy the insurance at all. This is probably legal, but you would be well advised to check first. This will of course mean you will have to pay the entire cost repairs, possibly the entire cost of the car, if it is damaged.
answered Dec 5 '16 at 14:07
DJClayworthDJClayworth
33.5k785122
add a comment |
Yes, there are alternatives.
One alternative is to see if you can purchase additional coverage on your personal auto insurance. Many companies will do this, but unfortunately most will only do it in your own country or nearby ones.
A second alternative is to purchase a specific policy that covers rental cars. Here is an example, though I have no knowledge of their prices or coverage, and I am not recommending them in any way.
The third alternative is to not buy the insurance at all. This is probably legal, but you would be well advised to check first. This will of course mean you will have to pay the entire cost repairs, possibly the entire cost of the car, if it is damaged.
answered Dec 5 '16 at 14:07
DJClayworthDJClayworth
33.5k785122
Yes, there are alternatives.
One alternative is to see if you can purchase additional coverage on your personal auto insurance. Many companies will do this, but unfortunately most will only do it in your own country or nearby ones.
A second alternative is to purchase a specific policy that covers rental cars. Here is an example, though I have no knowledge of their prices or coverage, and I am not recommending them in any way.
The third alternative is to not buy the insurance at all. This is probably legal, but you would be well advised to check first. This will of course mean you will have to pay the entire cost repairs, possibly the entire cost of the car, if it is damaged.
answered Dec 5 '16 at 14:07
DJClayworthDJClayworth
33.5k785122
answered Dec 5 '16 at 14:07
DJClayworthDJClayworth
33.5k785122
answered Dec 5 '16 at 14:07
DJClayworthDJClayworth
33.5k785122
answered Dec 5 '16 at 14:07
DJClayworthDJClayworth
33.5k785122
33.5k785122
add a comment |
add a comment |
My suggestion is to hire a charter taxi.
The driver will:
- keep you safe security-wise
- safe on the roads (out of potholes and tire repair places)
- make sure you don't get charged too much (they will get a "drink" aka kickback from some places, part of how Jamaica works)
- likely not cost as much as car insurance
answered Feb 22 '18 at 13:47
kennykenny
1013
add a comment |
My suggestion is to hire a charter taxi.
The driver will:
- keep you safe security-wise
- safe on the roads (out of potholes and tire repair places)
- make sure you don't get charged too much (they will get a "drink" aka kickback from some places, part of how Jamaica works)
- likely not cost as much as car insurance
answered Feb 22 '18 at 13:47
kennykenny
1013
add a comment |
My suggestion is to hire a charter taxi.
The driver will:
- keep you safe security-wise
- safe on the roads (out of potholes and tire repair places)
- make sure you don't get charged too much (they will get a "drink" aka kickback from some places, part of how Jamaica works)
- likely not cost as much as car insurance
answered Feb 22 '18 at 13:47
kennykenny
1013
My suggestion is to hire a charter taxi.
The driver will:
- keep you safe security-wise
- safe on the roads (out of potholes and tire repair places)
- make sure you don't get charged too much (they will get a "drink" aka kickback from some places, part of how Jamaica works)
- likely not cost as much as car insurance
answered Feb 22 '18 at 13:47
kennykenny
1013
answered Feb 22 '18 at 13:47
kennykenny
1013
answered Feb 22 '18 at 13:47
kennykenny
1013
answered Feb 22 '18 at 13:47
kennykenny
1013
1013
add a comment |
add a comment |
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You can usually refuse to buy insurance and drive at your own risk.
– JonathanReez♦
Dec 3 '16 at 19:16
3
Can the downvoters perhaps elaborate?
– Mark Mayo♦
Dec 5 '16 at 13:26
Have you considered looking up travel insurance from your local country? Looks like you're in the US, plenty of companies would offer travel insurance, presumably to Jamaica, unless there's something obvious I'm missing?
– Mark Mayo♦
Dec 5 '16 at 13:28
1
Yes considering going to Statefarm later today to investigate options. It would be interesting to understanding downvotes, however, it is too easy to provide negative feedback without any providing any constructive input
– gatorback
Dec 5 '16 at 14:15