Cuban currency exchange - ATM vs exchange office
- What are fees for exchanging EUR to CUC in ATM and exchange office (CADECA)?
- Is it difficult to find ATM in the main cities?
- Is MasterCard accepted in ATM?
Considering these options because don't know how much cash should I bring to the country.
money exchange cuba atms
asked Feb 19 '17 at 12:54
Justas
705618
add a comment |
- What are fees for exchanging EUR to CUC in ATM and exchange office (CADECA)?
- Is it difficult to find ATM in the main cities?
- Is MasterCard accepted in ATM?
Considering these options because don't know how much cash should I bring to the country.
money exchange cuba atms
asked Feb 19 '17 at 12:54
Justas
705618
add a comment |
- What are fees for exchanging EUR to CUC in ATM and exchange office (CADECA)?
- Is it difficult to find ATM in the main cities?
- Is MasterCard accepted in ATM?
Considering these options because don't know how much cash should I bring to the country.
money exchange cuba atms
asked Feb 19 '17 at 12:54
Justas
705618
- What are fees for exchanging EUR to CUC in ATM and exchange office (CADECA)?
- Is it difficult to find ATM in the main cities?
- Is MasterCard accepted in ATM?
Considering these options because don't know how much cash should I bring to the country.
money exchange cuba atms
money exchange cuba atms
asked Feb 19 '17 at 12:54
Justas
705618
asked Feb 19 '17 at 12:54
Justas
705618
edited Feb 19 '17 at 14:30
asked Feb 19 '17 at 12:54
Justas
705618
asked Feb 19 '17 at 12:54
Justas
705618
asked Feb 19 '17 at 12:54
Justas
705618
705618
add a comment |
add a comment |
2 Answers
2
active
oldest
votes
What are fees for exchanging EUR to CUC in ATM and exchange office
(CADECA)?
The fees are likely to be a small variation of those stablished by the Central Bank of Cuba, and they are likely to be +- the same across the whole contry.
In my personal experience, fees are usually about 3% of the exchanged amount.
Is it difficult to find ATM in the main cities?
That depends on what you mean by "difficult"... there is at least one on each province capital, and many of them in main cities like Havana or Santiago. Everywhere there is a bank, it will have an ATM. You can also do cash-advances in most of the CADECAs offices and hotel front desks (some hotels only offer this service to their guests).
Is MasterCard accepted in ATM?
For future readers, see this other answer: https://travel.stackexchange.com/a/88846/1154
And this one: https://travel.stackexchange.com/a/84405/1154
Last time I tried (Dec 2015) it was not, but you can go to a bank and they will get the cash for you from the card. VISA will work in ATM as long as it was not issued in US dollars or by a US-affiliated bank.
More information here:
https://www.tripadvisor.ca/Travel-g147270-c150737/Cuba:Caribbean:Money.Misconceptions.html
Note that the bit about "credit card service charge" on that page is wrong... there is no service fee for cash advances, but there are fees when doing purchases or paying for services. It will even be displayed as such in the invoice/bill.
edited Apr 13 '17 at 12:52
Community♦
1
answered Feb 21 '17 at 21:29
yms
1,6021316
1
Note though that normally interest is charged immediately when taking a cash advance on credit cards
– andrewmh20
Feb 26 '17 at 17:55
add a comment |
According to All about currency in Cuba:
travelers can use Visa and Mastercard to withdraw cash from an ATM or
to make purchases
Please notice that when withdrawing cash from an ATM with your credit
card the amount will be converted first to the US Dollar plus 3%. For
example, if you want to withdraw 100 CUC, 103.00 USD will be debited
from your account.
UPDATE
Just came back from Cuba. Tried 3 different cards (Maestro debit, Mastercard debit, Mastercard credit) in ATM and they worked well. Exchange fee in Cadeca and ATM are similar (~3%). ATM is good for shorter queues, no need for passport, works all day. However, you should carry enough cash because risk for some cards may remain.
answered Feb 26 '17 at 15:20
Justas
705618
Note that although the quote you extracted from that page is correct, the bit about a 10% tax on US to CUC exchange is not longer valid
– yms
Mar 16 '17 at 13:09
add a comment |
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2 Answers
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active
oldest
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2 Answers
2
active
oldest
votes
active
oldest
votes
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oldest
votes
What are fees for exchanging EUR to CUC in ATM and exchange office
(CADECA)?
The fees are likely to be a small variation of those stablished by the Central Bank of Cuba, and they are likely to be +- the same across the whole contry.
In my personal experience, fees are usually about 3% of the exchanged amount.
Is it difficult to find ATM in the main cities?
That depends on what you mean by "difficult"... there is at least one on each province capital, and many of them in main cities like Havana or Santiago. Everywhere there is a bank, it will have an ATM. You can also do cash-advances in most of the CADECAs offices and hotel front desks (some hotels only offer this service to their guests).
Is MasterCard accepted in ATM?
For future readers, see this other answer: https://travel.stackexchange.com/a/88846/1154
And this one: https://travel.stackexchange.com/a/84405/1154
Last time I tried (Dec 2015) it was not, but you can go to a bank and they will get the cash for you from the card. VISA will work in ATM as long as it was not issued in US dollars or by a US-affiliated bank.
More information here:
https://www.tripadvisor.ca/Travel-g147270-c150737/Cuba:Caribbean:Money.Misconceptions.html
Note that the bit about "credit card service charge" on that page is wrong... there is no service fee for cash advances, but there are fees when doing purchases or paying for services. It will even be displayed as such in the invoice/bill.
edited Apr 13 '17 at 12:52
Community♦
1
answered Feb 21 '17 at 21:29
yms
1,6021316
1
Note though that normally interest is charged immediately when taking a cash advance on credit cards
– andrewmh20
Feb 26 '17 at 17:55
add a comment |
What are fees for exchanging EUR to CUC in ATM and exchange office
(CADECA)?
The fees are likely to be a small variation of those stablished by the Central Bank of Cuba, and they are likely to be +- the same across the whole contry.
In my personal experience, fees are usually about 3% of the exchanged amount.
Is it difficult to find ATM in the main cities?
That depends on what you mean by "difficult"... there is at least one on each province capital, and many of them in main cities like Havana or Santiago. Everywhere there is a bank, it will have an ATM. You can also do cash-advances in most of the CADECAs offices and hotel front desks (some hotels only offer this service to their guests).
Is MasterCard accepted in ATM?
For future readers, see this other answer: https://travel.stackexchange.com/a/88846/1154
And this one: https://travel.stackexchange.com/a/84405/1154
Last time I tried (Dec 2015) it was not, but you can go to a bank and they will get the cash for you from the card. VISA will work in ATM as long as it was not issued in US dollars or by a US-affiliated bank.
More information here:
https://www.tripadvisor.ca/Travel-g147270-c150737/Cuba:Caribbean:Money.Misconceptions.html
Note that the bit about "credit card service charge" on that page is wrong... there is no service fee for cash advances, but there are fees when doing purchases or paying for services. It will even be displayed as such in the invoice/bill.
edited Apr 13 '17 at 12:52
Community♦
1
answered Feb 21 '17 at 21:29
yms
1,6021316
1
Note though that normally interest is charged immediately when taking a cash advance on credit cards
– andrewmh20
Feb 26 '17 at 17:55
add a comment |
What are fees for exchanging EUR to CUC in ATM and exchange office
(CADECA)?
The fees are likely to be a small variation of those stablished by the Central Bank of Cuba, and they are likely to be +- the same across the whole contry.
In my personal experience, fees are usually about 3% of the exchanged amount.
Is it difficult to find ATM in the main cities?
That depends on what you mean by "difficult"... there is at least one on each province capital, and many of them in main cities like Havana or Santiago. Everywhere there is a bank, it will have an ATM. You can also do cash-advances in most of the CADECAs offices and hotel front desks (some hotels only offer this service to their guests).
Is MasterCard accepted in ATM?
For future readers, see this other answer: https://travel.stackexchange.com/a/88846/1154
And this one: https://travel.stackexchange.com/a/84405/1154
Last time I tried (Dec 2015) it was not, but you can go to a bank and they will get the cash for you from the card. VISA will work in ATM as long as it was not issued in US dollars or by a US-affiliated bank.
More information here:
https://www.tripadvisor.ca/Travel-g147270-c150737/Cuba:Caribbean:Money.Misconceptions.html
Note that the bit about "credit card service charge" on that page is wrong... there is no service fee for cash advances, but there are fees when doing purchases or paying for services. It will even be displayed as such in the invoice/bill.
edited Apr 13 '17 at 12:52
Community♦
1
answered Feb 21 '17 at 21:29
yms
1,6021316
What are fees for exchanging EUR to CUC in ATM and exchange office
(CADECA)?
The fees are likely to be a small variation of those stablished by the Central Bank of Cuba, and they are likely to be +- the same across the whole contry.
In my personal experience, fees are usually about 3% of the exchanged amount.
Is it difficult to find ATM in the main cities?
That depends on what you mean by "difficult"... there is at least one on each province capital, and many of them in main cities like Havana or Santiago. Everywhere there is a bank, it will have an ATM. You can also do cash-advances in most of the CADECAs offices and hotel front desks (some hotels only offer this service to their guests).
Is MasterCard accepted in ATM?
For future readers, see this other answer: https://travel.stackexchange.com/a/88846/1154
And this one: https://travel.stackexchange.com/a/84405/1154
Last time I tried (Dec 2015) it was not, but you can go to a bank and they will get the cash for you from the card. VISA will work in ATM as long as it was not issued in US dollars or by a US-affiliated bank.
More information here:
https://www.tripadvisor.ca/Travel-g147270-c150737/Cuba:Caribbean:Money.Misconceptions.html
Note that the bit about "credit card service charge" on that page is wrong... there is no service fee for cash advances, but there are fees when doing purchases or paying for services. It will even be displayed as such in the invoice/bill.
edited Apr 13 '17 at 12:52
Community♦
1
answered Feb 21 '17 at 21:29
yms
1,6021316
edited Apr 13 '17 at 12:52
Community♦
1
edited Apr 13 '17 at 12:52
Community♦
1
edited Apr 13 '17 at 12:52
Community♦
1
1
answered Feb 21 '17 at 21:29
yms
1,6021316
answered Feb 21 '17 at 21:29
yms
1,6021316
answered Feb 21 '17 at 21:29
yms
1,6021316
1,6021316
1
Note though that normally interest is charged immediately when taking a cash advance on credit cards
– andrewmh20
Feb 26 '17 at 17:55
add a comment |
1
Note though that normally interest is charged immediately when taking a cash advance on credit cards
– andrewmh20
Feb 26 '17 at 17:55
1
1
Note though that normally interest is charged immediately when taking a cash advance on credit cards
– andrewmh20
Feb 26 '17 at 17:55
Note though that normally interest is charged immediately when taking a cash advance on credit cards
– andrewmh20
Feb 26 '17 at 17:55
add a comment |
According to All about currency in Cuba:
travelers can use Visa and Mastercard to withdraw cash from an ATM or
to make purchases
Please notice that when withdrawing cash from an ATM with your credit
card the amount will be converted first to the US Dollar plus 3%. For
example, if you want to withdraw 100 CUC, 103.00 USD will be debited
from your account.
UPDATE
Just came back from Cuba. Tried 3 different cards (Maestro debit, Mastercard debit, Mastercard credit) in ATM and they worked well. Exchange fee in Cadeca and ATM are similar (~3%). ATM is good for shorter queues, no need for passport, works all day. However, you should carry enough cash because risk for some cards may remain.
answered Feb 26 '17 at 15:20
Justas
705618
Note that although the quote you extracted from that page is correct, the bit about a 10% tax on US to CUC exchange is not longer valid
– yms
Mar 16 '17 at 13:09
add a comment |
According to All about currency in Cuba:
travelers can use Visa and Mastercard to withdraw cash from an ATM or
to make purchases
Please notice that when withdrawing cash from an ATM with your credit
card the amount will be converted first to the US Dollar plus 3%. For
example, if you want to withdraw 100 CUC, 103.00 USD will be debited
from your account.
UPDATE
Just came back from Cuba. Tried 3 different cards (Maestro debit, Mastercard debit, Mastercard credit) in ATM and they worked well. Exchange fee in Cadeca and ATM are similar (~3%). ATM is good for shorter queues, no need for passport, works all day. However, you should carry enough cash because risk for some cards may remain.
answered Feb 26 '17 at 15:20
Justas
705618
Note that although the quote you extracted from that page is correct, the bit about a 10% tax on US to CUC exchange is not longer valid
– yms
Mar 16 '17 at 13:09
add a comment |
According to All about currency in Cuba:
travelers can use Visa and Mastercard to withdraw cash from an ATM or
to make purchases
Please notice that when withdrawing cash from an ATM with your credit
card the amount will be converted first to the US Dollar plus 3%. For
example, if you want to withdraw 100 CUC, 103.00 USD will be debited
from your account.
UPDATE
Just came back from Cuba. Tried 3 different cards (Maestro debit, Mastercard debit, Mastercard credit) in ATM and they worked well. Exchange fee in Cadeca and ATM are similar (~3%). ATM is good for shorter queues, no need for passport, works all day. However, you should carry enough cash because risk for some cards may remain.
answered Feb 26 '17 at 15:20
Justas
705618
According to All about currency in Cuba:
travelers can use Visa and Mastercard to withdraw cash from an ATM or
to make purchases
Please notice that when withdrawing cash from an ATM with your credit
card the amount will be converted first to the US Dollar plus 3%. For
example, if you want to withdraw 100 CUC, 103.00 USD will be debited
from your account.
UPDATE
Just came back from Cuba. Tried 3 different cards (Maestro debit, Mastercard debit, Mastercard credit) in ATM and they worked well. Exchange fee in Cadeca and ATM are similar (~3%). ATM is good for shorter queues, no need for passport, works all day. However, you should carry enough cash because risk for some cards may remain.
answered Feb 26 '17 at 15:20
Justas
705618
edited Mar 18 '17 at 2:45
answered Feb 26 '17 at 15:20
Justas
705618
answered Feb 26 '17 at 15:20
Justas
705618
answered Feb 26 '17 at 15:20
Justas
705618
705618
Note that although the quote you extracted from that page is correct, the bit about a 10% tax on US to CUC exchange is not longer valid
– yms
Mar 16 '17 at 13:09
add a comment |
Note that although the quote you extracted from that page is correct, the bit about a 10% tax on US to CUC exchange is not longer valid
– yms
Mar 16 '17 at 13:09
Note that although the quote you extracted from that page is correct, the bit about a 10% tax on US to CUC exchange is not longer valid
– yms
Mar 16 '17 at 13:09
Note that although the quote you extracted from that page is correct, the bit about a 10% tax on US to CUC exchange is not longer valid
– yms
Mar 16 '17 at 13:09
add a comment |
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