“Cancel for any reason” travel insurance conditions? [closed]
There are some travel insurance options that provide "Cancel for any reason" policies.
E.g: http://www.travelinsurancereview.net/coverages/cancel-for-any-reason/
- How exactly do they work? Supposing I have to cancel my trip a week prior to departure. Can I just say "I'm not traveling" and expect to be covered by the policy?
- Does the insurance cover for the reservations made apart from the flight tickets? (Such as match tickets, rail tickets within the destination country, accommodation, etc which are made by self and not through a tour operator)
insurance cancellations
asked Jan 19 '17 at 17:56
OutflankerOutflanker
4014
closed as too broad by JonathanReez♦, pnuts, Giorgio, David Richerby, Ali Awan Jan 20 '17 at 22:25
Please edit the question to limit it to a specific problem with enough detail to identify an adequate answer. Avoid asking multiple distinct questions at once. See the How to Ask page for help clarifying this question. If this question can be reworded to fit the rules in the help center, please edit the question.
add a comment |
There are some travel insurance options that provide "Cancel for any reason" policies.
E.g: http://www.travelinsurancereview.net/coverages/cancel-for-any-reason/
- How exactly do they work? Supposing I have to cancel my trip a week prior to departure. Can I just say "I'm not traveling" and expect to be covered by the policy?
- Does the insurance cover for the reservations made apart from the flight tickets? (Such as match tickets, rail tickets within the destination country, accommodation, etc which are made by self and not through a tour operator)
insurance cancellations
asked Jan 19 '17 at 17:56
OutflankerOutflanker
4014
closed as too broad by JonathanReez♦, pnuts, Giorgio, David Richerby, Ali Awan Jan 20 '17 at 22:25
Please edit the question to limit it to a specific problem with enough detail to identify an adequate answer. Avoid asking multiple distinct questions at once. See the How to Ask page for help clarifying this question. If this question can be reworded to fit the rules in the help center, please edit the question.
7
You'll need to look at the specific terms of each policy. A company might sell multiple policies that differ in what they do or do not cover, and what they are required to include or exclude will also vary based on local regulations.
– choster
Jan 19 '17 at 17:58
add a comment |
There are some travel insurance options that provide "Cancel for any reason" policies.
E.g: http://www.travelinsurancereview.net/coverages/cancel-for-any-reason/
- How exactly do they work? Supposing I have to cancel my trip a week prior to departure. Can I just say "I'm not traveling" and expect to be covered by the policy?
- Does the insurance cover for the reservations made apart from the flight tickets? (Such as match tickets, rail tickets within the destination country, accommodation, etc which are made by self and not through a tour operator)
insurance cancellations
asked Jan 19 '17 at 17:56
OutflankerOutflanker
4014
There are some travel insurance options that provide "Cancel for any reason" policies.
E.g: http://www.travelinsurancereview.net/coverages/cancel-for-any-reason/
- How exactly do they work? Supposing I have to cancel my trip a week prior to departure. Can I just say "I'm not traveling" and expect to be covered by the policy?
- Does the insurance cover for the reservations made apart from the flight tickets? (Such as match tickets, rail tickets within the destination country, accommodation, etc which are made by self and not through a tour operator)
insurance cancellations
insurance cancellations
asked Jan 19 '17 at 17:56
OutflankerOutflanker
4014
asked Jan 19 '17 at 17:56
OutflankerOutflanker
4014
asked Jan 19 '17 at 17:56
OutflankerOutflanker
4014
asked Jan 19 '17 at 17:56
OutflankerOutflanker
4014
asked Jan 19 '17 at 17:56
OutflankerOutflanker
4014
4014
closed as too broad by JonathanReez♦, pnuts, Giorgio, David Richerby, Ali Awan Jan 20 '17 at 22:25
Please edit the question to limit it to a specific problem with enough detail to identify an adequate answer. Avoid asking multiple distinct questions at once. See the How to Ask page for help clarifying this question. If this question can be reworded to fit the rules in the help center, please edit the question.
closed as too broad by JonathanReez♦, pnuts, Giorgio, David Richerby, Ali Awan Jan 20 '17 at 22:25
Please edit the question to limit it to a specific problem with enough detail to identify an adequate answer. Avoid asking multiple distinct questions at once. See the How to Ask page for help clarifying this question. If this question can be reworded to fit the rules in the help center, please edit the question.
7
You'll need to look at the specific terms of each policy. A company might sell multiple policies that differ in what they do or do not cover, and what they are required to include or exclude will also vary based on local regulations.
– choster
Jan 19 '17 at 17:58
add a comment |
7
You'll need to look at the specific terms of each policy. A company might sell multiple policies that differ in what they do or do not cover, and what they are required to include or exclude will also vary based on local regulations.
– choster
Jan 19 '17 at 17:58
7
7
You'll need to look at the specific terms of each policy. A company might sell multiple policies that differ in what they do or do not cover, and what they are required to include or exclude will also vary based on local regulations.
– choster
Jan 19 '17 at 17:58
You'll need to look at the specific terms of each policy. A company might sell multiple policies that differ in what they do or do not cover, and what they are required to include or exclude will also vary based on local regulations.
– choster
Jan 19 '17 at 17:58
add a comment |
1 Answer
1
active
oldest
votes
As stated above, the particular details depend on the policy, but from my experience with CSA:
How exactly do they work? Supposing I have to cancel my trip a week
prior to departure. Can I just say "I'm not traveling" and expect to
be covered by the policy?
Yes. The catches are:
The policy will only cover expenses which are "forfeited and non-refundable". This means for a typical non-refundable airline tickets the only cost which is forfeited is a change fee. So for a $1000 ticket you might only get refund of $300, which is a change fee, as the rest of the ticket is not forfeited. For hotels you'll only get reimbursed of non-cancellable reservations, and the rest you'd be canceling yourself.
The policy typically doesn't reimburse 100% - most of them reimburse 50-90%; CSA reimburses 75%. So in essence you'd only recover some costs.
Cancellation for no reasons is typically limited to 48-72 hours before departure.
Does the insurance cover for the reservations made apart from the
flight tickets? (Such as match tickets, rail tickets within the
destination country, accommodation, etc which are made by self and not
through a tour operator)
Yes, as long as they are not refundable, forfeited and included into total covered amount. For example, flexible rail tickets could often be canceled for free or with small penalty; in this case the insurance would only reimburse the penalty.
answered Jan 20 '17 at 17:28
George Y.George Y.
19.7k13378
add a comment |
1 Answer
1
active
oldest
votes
1 Answer
1
active
oldest
votes
active
oldest
votes
active
oldest
votes
As stated above, the particular details depend on the policy, but from my experience with CSA:
How exactly do they work? Supposing I have to cancel my trip a week
prior to departure. Can I just say "I'm not traveling" and expect to
be covered by the policy?
Yes. The catches are:
The policy will only cover expenses which are "forfeited and non-refundable". This means for a typical non-refundable airline tickets the only cost which is forfeited is a change fee. So for a $1000 ticket you might only get refund of $300, which is a change fee, as the rest of the ticket is not forfeited. For hotels you'll only get reimbursed of non-cancellable reservations, and the rest you'd be canceling yourself.
The policy typically doesn't reimburse 100% - most of them reimburse 50-90%; CSA reimburses 75%. So in essence you'd only recover some costs.
Cancellation for no reasons is typically limited to 48-72 hours before departure.
Does the insurance cover for the reservations made apart from the
flight tickets? (Such as match tickets, rail tickets within the
destination country, accommodation, etc which are made by self and not
through a tour operator)
Yes, as long as they are not refundable, forfeited and included into total covered amount. For example, flexible rail tickets could often be canceled for free or with small penalty; in this case the insurance would only reimburse the penalty.
answered Jan 20 '17 at 17:28
George Y.George Y.
19.7k13378
add a comment |
As stated above, the particular details depend on the policy, but from my experience with CSA:
How exactly do they work? Supposing I have to cancel my trip a week
prior to departure. Can I just say "I'm not traveling" and expect to
be covered by the policy?
Yes. The catches are:
The policy will only cover expenses which are "forfeited and non-refundable". This means for a typical non-refundable airline tickets the only cost which is forfeited is a change fee. So for a $1000 ticket you might only get refund of $300, which is a change fee, as the rest of the ticket is not forfeited. For hotels you'll only get reimbursed of non-cancellable reservations, and the rest you'd be canceling yourself.
The policy typically doesn't reimburse 100% - most of them reimburse 50-90%; CSA reimburses 75%. So in essence you'd only recover some costs.
Cancellation for no reasons is typically limited to 48-72 hours before departure.
Does the insurance cover for the reservations made apart from the
flight tickets? (Such as match tickets, rail tickets within the
destination country, accommodation, etc which are made by self and not
through a tour operator)
Yes, as long as they are not refundable, forfeited and included into total covered amount. For example, flexible rail tickets could often be canceled for free or with small penalty; in this case the insurance would only reimburse the penalty.
answered Jan 20 '17 at 17:28
George Y.George Y.
19.7k13378
add a comment |
As stated above, the particular details depend on the policy, but from my experience with CSA:
How exactly do they work? Supposing I have to cancel my trip a week
prior to departure. Can I just say "I'm not traveling" and expect to
be covered by the policy?
Yes. The catches are:
The policy will only cover expenses which are "forfeited and non-refundable". This means for a typical non-refundable airline tickets the only cost which is forfeited is a change fee. So for a $1000 ticket you might only get refund of $300, which is a change fee, as the rest of the ticket is not forfeited. For hotels you'll only get reimbursed of non-cancellable reservations, and the rest you'd be canceling yourself.
The policy typically doesn't reimburse 100% - most of them reimburse 50-90%; CSA reimburses 75%. So in essence you'd only recover some costs.
Cancellation for no reasons is typically limited to 48-72 hours before departure.
Does the insurance cover for the reservations made apart from the
flight tickets? (Such as match tickets, rail tickets within the
destination country, accommodation, etc which are made by self and not
through a tour operator)
Yes, as long as they are not refundable, forfeited and included into total covered amount. For example, flexible rail tickets could often be canceled for free or with small penalty; in this case the insurance would only reimburse the penalty.
answered Jan 20 '17 at 17:28
George Y.George Y.
19.7k13378
As stated above, the particular details depend on the policy, but from my experience with CSA:
How exactly do they work? Supposing I have to cancel my trip a week
prior to departure. Can I just say "I'm not traveling" and expect to
be covered by the policy?
Yes. The catches are:
The policy will only cover expenses which are "forfeited and non-refundable". This means for a typical non-refundable airline tickets the only cost which is forfeited is a change fee. So for a $1000 ticket you might only get refund of $300, which is a change fee, as the rest of the ticket is not forfeited. For hotels you'll only get reimbursed of non-cancellable reservations, and the rest you'd be canceling yourself.
The policy typically doesn't reimburse 100% - most of them reimburse 50-90%; CSA reimburses 75%. So in essence you'd only recover some costs.
Cancellation for no reasons is typically limited to 48-72 hours before departure.
Does the insurance cover for the reservations made apart from the
flight tickets? (Such as match tickets, rail tickets within the
destination country, accommodation, etc which are made by self and not
through a tour operator)
Yes, as long as they are not refundable, forfeited and included into total covered amount. For example, flexible rail tickets could often be canceled for free or with small penalty; in this case the insurance would only reimburse the penalty.
answered Jan 20 '17 at 17:28
George Y.George Y.
19.7k13378
answered Jan 20 '17 at 17:28
George Y.George Y.
19.7k13378
answered Jan 20 '17 at 17:28
George Y.George Y.
19.7k13378
answered Jan 20 '17 at 17:28
George Y.George Y.
19.7k13378
19.7k13378
add a comment |
add a comment |
7
You'll need to look at the specific terms of each policy. A company might sell multiple policies that differ in what they do or do not cover, and what they are required to include or exclude will also vary based on local regulations.
– choster
Jan 19 '17 at 17:58