Can I insure a US visitor on my UK Vehicle?



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I'm a UK Citizen and own a car registered and insured in the UK. I have a friend who is planning on visiting from the US, entering as a tourist. They have a US driving licence.



We would like to take a road trip through Europe; I'm insured to do this in my vehicle but we would like to share the driving. I have already emailed a help request to my insurance company to ask if I could add them as a temporary driver, however I don't hold out much hope as they say on their website:




We can't amend your policy to cover a driver or vehicle on a temporary basis.




and




You must have a valid UK or EU licence.
You must be a resident of Great Britain (not including Northern Ireland, the Isle of Man or the Channel Islands).




I have also tried some temporary insurance companies, but all seem to want a UK or EU Licence.



Are there any other options to allow my friend to drive my car, or should we be looking at rentals?










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  • I seem to recall the same issue (resolved by either no cover for US driver or use of his own). But the "temporary" part might not be a problem. Adding an additional driver may not be expensive (for the remainder of the policy) and could be removed at renewal.
    – pnuts
    Dec 31 '16 at 14:18










  • telegraph.co.uk/motoring/caradvice/honestjohn/7922584/… may be of interest.
    – pnuts
    Dec 31 '16 at 14:20






  • 1




    Visitors from everywhere... I have done this lots of times, you just add them to the policy and cancel them at renewal time. I did this for an American earlier this month, but have done nearly every country.
    – Gayot Fow
    Dec 31 '16 at 21:43










  • If the US friend maintains coverage, even if they don't own a car, their policy might (probably really) cover then while driving the OP's car. They will have to contact their carrier to confirm. Rarely, at least in the US, would one need to add a 'temporary' driver.
    – Johns-305
    Jan 1 '17 at 17:26
















up vote
7
down vote

favorite












I'm a UK Citizen and own a car registered and insured in the UK. I have a friend who is planning on visiting from the US, entering as a tourist. They have a US driving licence.



We would like to take a road trip through Europe; I'm insured to do this in my vehicle but we would like to share the driving. I have already emailed a help request to my insurance company to ask if I could add them as a temporary driver, however I don't hold out much hope as they say on their website:




We can't amend your policy to cover a driver or vehicle on a temporary basis.




and




You must have a valid UK or EU licence.
You must be a resident of Great Britain (not including Northern Ireland, the Isle of Man or the Channel Islands).




I have also tried some temporary insurance companies, but all seem to want a UK or EU Licence.



Are there any other options to allow my friend to drive my car, or should we be looking at rentals?










share|improve this question





















  • I seem to recall the same issue (resolved by either no cover for US driver or use of his own). But the "temporary" part might not be a problem. Adding an additional driver may not be expensive (for the remainder of the policy) and could be removed at renewal.
    – pnuts
    Dec 31 '16 at 14:18










  • telegraph.co.uk/motoring/caradvice/honestjohn/7922584/… may be of interest.
    – pnuts
    Dec 31 '16 at 14:20






  • 1




    Visitors from everywhere... I have done this lots of times, you just add them to the policy and cancel them at renewal time. I did this for an American earlier this month, but have done nearly every country.
    – Gayot Fow
    Dec 31 '16 at 21:43










  • If the US friend maintains coverage, even if they don't own a car, their policy might (probably really) cover then while driving the OP's car. They will have to contact their carrier to confirm. Rarely, at least in the US, would one need to add a 'temporary' driver.
    – Johns-305
    Jan 1 '17 at 17:26












up vote
7
down vote

favorite









up vote
7
down vote

favorite











I'm a UK Citizen and own a car registered and insured in the UK. I have a friend who is planning on visiting from the US, entering as a tourist. They have a US driving licence.



We would like to take a road trip through Europe; I'm insured to do this in my vehicle but we would like to share the driving. I have already emailed a help request to my insurance company to ask if I could add them as a temporary driver, however I don't hold out much hope as they say on their website:




We can't amend your policy to cover a driver or vehicle on a temporary basis.




and




You must have a valid UK or EU licence.
You must be a resident of Great Britain (not including Northern Ireland, the Isle of Man or the Channel Islands).




I have also tried some temporary insurance companies, but all seem to want a UK or EU Licence.



Are there any other options to allow my friend to drive my car, or should we be looking at rentals?










share|improve this question













I'm a UK Citizen and own a car registered and insured in the UK. I have a friend who is planning on visiting from the US, entering as a tourist. They have a US driving licence.



We would like to take a road trip through Europe; I'm insured to do this in my vehicle but we would like to share the driving. I have already emailed a help request to my insurance company to ask if I could add them as a temporary driver, however I don't hold out much hope as they say on their website:




We can't amend your policy to cover a driver or vehicle on a temporary basis.




and




You must have a valid UK or EU licence.
You must be a resident of Great Britain (not including Northern Ireland, the Isle of Man or the Channel Islands).




I have also tried some temporary insurance companies, but all seem to want a UK or EU Licence.



Are there any other options to allow my friend to drive my car, or should we be looking at rentals?







uk driving insurance driving-licenses western-europe






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asked Dec 31 '16 at 14:11









Spaig87

5813




5813











  • I seem to recall the same issue (resolved by either no cover for US driver or use of his own). But the "temporary" part might not be a problem. Adding an additional driver may not be expensive (for the remainder of the policy) and could be removed at renewal.
    – pnuts
    Dec 31 '16 at 14:18










  • telegraph.co.uk/motoring/caradvice/honestjohn/7922584/… may be of interest.
    – pnuts
    Dec 31 '16 at 14:20






  • 1




    Visitors from everywhere... I have done this lots of times, you just add them to the policy and cancel them at renewal time. I did this for an American earlier this month, but have done nearly every country.
    – Gayot Fow
    Dec 31 '16 at 21:43










  • If the US friend maintains coverage, even if they don't own a car, their policy might (probably really) cover then while driving the OP's car. They will have to contact their carrier to confirm. Rarely, at least in the US, would one need to add a 'temporary' driver.
    – Johns-305
    Jan 1 '17 at 17:26
















  • I seem to recall the same issue (resolved by either no cover for US driver or use of his own). But the "temporary" part might not be a problem. Adding an additional driver may not be expensive (for the remainder of the policy) and could be removed at renewal.
    – pnuts
    Dec 31 '16 at 14:18










  • telegraph.co.uk/motoring/caradvice/honestjohn/7922584/… may be of interest.
    – pnuts
    Dec 31 '16 at 14:20






  • 1




    Visitors from everywhere... I have done this lots of times, you just add them to the policy and cancel them at renewal time. I did this for an American earlier this month, but have done nearly every country.
    – Gayot Fow
    Dec 31 '16 at 21:43










  • If the US friend maintains coverage, even if they don't own a car, their policy might (probably really) cover then while driving the OP's car. They will have to contact their carrier to confirm. Rarely, at least in the US, would one need to add a 'temporary' driver.
    – Johns-305
    Jan 1 '17 at 17:26















I seem to recall the same issue (resolved by either no cover for US driver or use of his own). But the "temporary" part might not be a problem. Adding an additional driver may not be expensive (for the remainder of the policy) and could be removed at renewal.
– pnuts
Dec 31 '16 at 14:18




I seem to recall the same issue (resolved by either no cover for US driver or use of his own). But the "temporary" part might not be a problem. Adding an additional driver may not be expensive (for the remainder of the policy) and could be removed at renewal.
– pnuts
Dec 31 '16 at 14:18












telegraph.co.uk/motoring/caradvice/honestjohn/7922584/… may be of interest.
– pnuts
Dec 31 '16 at 14:20




telegraph.co.uk/motoring/caradvice/honestjohn/7922584/… may be of interest.
– pnuts
Dec 31 '16 at 14:20




1




1




Visitors from everywhere... I have done this lots of times, you just add them to the policy and cancel them at renewal time. I did this for an American earlier this month, but have done nearly every country.
– Gayot Fow
Dec 31 '16 at 21:43




Visitors from everywhere... I have done this lots of times, you just add them to the policy and cancel them at renewal time. I did this for an American earlier this month, but have done nearly every country.
– Gayot Fow
Dec 31 '16 at 21:43












If the US friend maintains coverage, even if they don't own a car, their policy might (probably really) cover then while driving the OP's car. They will have to contact their carrier to confirm. Rarely, at least in the US, would one need to add a 'temporary' driver.
– Johns-305
Jan 1 '17 at 17:26




If the US friend maintains coverage, even if they don't own a car, their policy might (probably really) cover then while driving the OP's car. They will have to contact their carrier to confirm. Rarely, at least in the US, would one need to add a 'temporary' driver.
– Johns-305
Jan 1 '17 at 17:26










1 Answer
1






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up vote
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https://www.hertsinsurance.com/walkabout/




Cover valid throughout EU and other countries.



Cover available for Campers including Vans Cover for periods ranging from 14 days to 1 year



No permanent address needed - documents can be sent by e-mail



Overseas driving license acceptable, including Australia, New Zealand, USA, Canada, South Africa and other selected countries




Surely they can insure a normal car similarly.



Emphasis added to the USA by me -- it's quite rare, many will sell this Aviva policy which does not include the USA.






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    protected by Community♦ Jun 14 at 3:17



    Thank you for your interest in this question.
    Because it has attracted low-quality or spam answers that had to be removed, posting an answer now requires 10 reputation on this site (the association bonus does not count).



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    1 Answer
    1






    active

    oldest

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    1 Answer
    1






    active

    oldest

    votes









    active

    oldest

    votes






    active

    oldest

    votes








    up vote
    3
    down vote













    https://www.hertsinsurance.com/walkabout/




    Cover valid throughout EU and other countries.



    Cover available for Campers including Vans Cover for periods ranging from 14 days to 1 year



    No permanent address needed - documents can be sent by e-mail



    Overseas driving license acceptable, including Australia, New Zealand, USA, Canada, South Africa and other selected countries




    Surely they can insure a normal car similarly.



    Emphasis added to the USA by me -- it's quite rare, many will sell this Aviva policy which does not include the USA.






    share|improve this answer
























      up vote
      3
      down vote













      https://www.hertsinsurance.com/walkabout/




      Cover valid throughout EU and other countries.



      Cover available for Campers including Vans Cover for periods ranging from 14 days to 1 year



      No permanent address needed - documents can be sent by e-mail



      Overseas driving license acceptable, including Australia, New Zealand, USA, Canada, South Africa and other selected countries




      Surely they can insure a normal car similarly.



      Emphasis added to the USA by me -- it's quite rare, many will sell this Aviva policy which does not include the USA.






      share|improve this answer






















        up vote
        3
        down vote










        up vote
        3
        down vote









        https://www.hertsinsurance.com/walkabout/




        Cover valid throughout EU and other countries.



        Cover available for Campers including Vans Cover for periods ranging from 14 days to 1 year



        No permanent address needed - documents can be sent by e-mail



        Overseas driving license acceptable, including Australia, New Zealand, USA, Canada, South Africa and other selected countries




        Surely they can insure a normal car similarly.



        Emphasis added to the USA by me -- it's quite rare, many will sell this Aviva policy which does not include the USA.






        share|improve this answer












        https://www.hertsinsurance.com/walkabout/




        Cover valid throughout EU and other countries.



        Cover available for Campers including Vans Cover for periods ranging from 14 days to 1 year



        No permanent address needed - documents can be sent by e-mail



        Overseas driving license acceptable, including Australia, New Zealand, USA, Canada, South Africa and other selected countries




        Surely they can insure a normal car similarly.



        Emphasis added to the USA by me -- it's quite rare, many will sell this Aviva policy which does not include the USA.







        share|improve this answer












        share|improve this answer



        share|improve this answer










        answered Dec 31 '16 at 14:42









        chx

        36.8k376181




        36.8k376181















            protected by Community♦ Jun 14 at 3:17



            Thank you for your interest in this question.
            Because it has attracted low-quality or spam answers that had to be removed, posting an answer now requires 10 reputation on this site (the association bonus does not count).



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